“Substance Over Form in Islamic Home Financing: Jurisprudential Foundations and Operational Challenges of Diminishing Musharakah in Pakistan (A Case Study of Meezan Bank’s Easy Home)” (2025) Islamic Research Journal { القدوۃ }, 3(01), pp. 97–105. Available at: https://al-qudwah.com/index.php/aqrj/article/view/145 (Accessed: 13 November 2026).